Loan Officer - Empower Communities & Grow Your Career in Bali

Are you a driven professional with a passion for finance and community empowerment? PAGASA, a leading name in banking and financial services, is seeking a Loan Officer to join our dynamic team in Bali (Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, Badung). This role is perfect for someone who wants to grow their career while making a tangible impact on local communities. As a Loan Officer, you'll be at the heart of our lending operations, helping individuals and businesses achieve their financial goals. With a vibrant and diverse workplace, PAGASA offers a unique opportunity to work in one of Indonesia's most beautiful and culturally rich destinations.

In this role, you'll be responsible for evaluating loan applications, assessing creditworthiness, and managing the entire loan lifecycle. You'll work closely with our clients to understand their needs and provide tailored financial solutions. PAGASA is committed to fostering a culture of innovation and excellence, and we're looking for a Loan Officer who shares our passion for delivering exceptional service and driving financial inclusion.

Join us and be part of a team that values your growth and development. With competitive compensation and a range of benefits, including health insurance, professional development opportunities, and a supportive work environment, PAGASA is the perfect place to build a rewarding career.

📋 Tanggung Jawab Pekerjaan

• Evaluate loan applications and assess creditworthiness using PAGASA's proprietary credit scoring system.
• Conduct thorough due diligence on potential borrowers to ensure the safety and soundness of our loan portfolio.
• Manage the entire loan lifecycle, from application to disbursement and repayment, ensuring timely and accurate processing.
• Work closely with clients to understand their financial needs and provide tailored loan solutions.
• Monitor loan performance and take proactive measures to mitigate risks and ensure timely repayments.
• Provide excellent customer service and build strong relationships with clients.
• Collaborate with the team to identify opportunities for product innovation and process improvement.
• Stay up-to-date with industry trends and regulatory requirements to ensure compliance and maintain a competitive edge.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in loan processing, underwriting, or a similar role in the banking or financial services industry.
• Strong knowledge of Indonesian banking regulations and practices.
• Proficiency in English (both written and spoken) is required.
• Experience with loan origination systems (LOS) such as Core Banking Solutions, FISERV, or similar platforms.
• Excellent analytical and problem-solving skills.
• Strong interpersonal and communication skills.
• Ability to work well under pressure and meet tight deadlines.

🛠️ Keahlian

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